If you participate in a company 401k plan, whether sponsored by a large Fortune 500 company or a small local business, you might be unwittingly participating in what amounts to a Ponzi scheme. However, this Ponzi scheme makes Bernie Madoff’s $50 billion fraud seem like peanuts.
For more details, I highly recommend you read the latest [...]
Category Archives: Asset Allocation
Are You A Victim Of A Madoff-Like Ponzi Scheme?
January 28, 2009 – 3:16 am
A “Flight To Quality” Isn’t The Answer
December 22, 2008 – 9:14 pm
Please check out the following slides which illustrate the dangers of trying to time the market with a “flight to quality” approach:
Flight to Quality
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Does Risk Really Go Down Over Time?
December 10, 2008 – 6:04 pm
Well, it all depends . . . It depends on how you measure risk.
If you measure risk based on the range of returns over time, then yes, risk decreases with time. This, by the way, is how most financial advisors and planners talk about risk and returns — in average returns and percentages.
However, if you, [...]
A Tale Of Two Fridays
October 29, 2008 – 1:09 pm
The following, written by Nick Murray, is used here with permission . . .
A TALE OF TWO FRIDAYS
This is a story about two Fridays, separated by exactly 21 years.
Specifically, it’s an anecdotal recitation of the economic, financial and market disasters that have relentlessly plagued America and the world between those two Fridays, [...]
Fundamentals
October 10, 2008 – 1:50 pm
In the midst of all that’s gone on in the economy and markets in the recent days and weeks, it’s easy to lose sight of the fundamentals.
And I’m not talking about a company’s financial fundamentals like P/E ratios and such.
I’m referring to the fundamentals of how our economy and investing both work.
Our economy, as great [...]
